Benefits Built Around Veteran Families
You already earned benefits through your service. These are the pieces the VA was never going to hand you, and the ones that keep your family standing if you are not here next year.
Guaranteed acceptance options
Plans available with no medical exam and no health questions for veterans who have been turned down before.
No two year waiting period
We look for carriers that pay a full death benefit from day one instead of making your family wait.
Fixed monthly premiums
Your rate is locked at issue. It does not climb every five years the way VGLI does.
Coverage that does not expire
Permanent plans stay in force for life as long as premiums are paid, so there is no age cliff at 70 or 80.
Living benefits
Many plans let you access part of the death benefit early if you are diagnosed with a terminal, chronic, or critical illness.
Cash value you can use
Whole life and indexed universal life build cash value you can borrow against for emergencies, a roof, or retirement income.
Money for the real funeral bill
Final expense coverage is paid directly to your beneficiary, so they can cover the casket, the service, and the travel without a GoFundMe.
Licensed advisors who know VA benefits
We start by mapping what you already have through the VA, then we only talk about the gap that is left.